FinTech unicorns are taking out some BIG bank Donkeys

Here's a great InfoGraphic about the FinTech market and the unicorns ($2B startups) that are hanging out, and disrupting, in the Financial space.
Natania K brought it up on LinkedIn:

Our Global Startup Heat Map showcases 4 top asset management solutions, ready to impact the energy industry: http://bit.ly/2L2FlfE

I love this "Innovation Map" and the unicorns are proof positive that the addressable market of some of the slices of new Fin Services are addressable and viable (now or soon). So the trillion dollar question is: what does the brick and mortar (BnM) have in store. BnM are looking in the rear-view mirror, and they have low visibility of the future. The reason that they have low visibility, is because -- after a couple hundred years of doing business in the office -- it is hard to change the stripes on a donkey.

But the changes they are a come'n, and the storefronts will be a closing.

FinTech unicorns are going to be taking out some BIG bank Donkeys that are hanging out on every major business corner.

What do you think, what FinTech services are most disruptive?